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🌴 Florida PACE Financing:
Upgrade Now, Pay Later Through Your Property Taxes
The PACE (Property Assessed Clean Energy) program is a smart, flexible way for Florida homeowners to finance energy-efficient, storm-resilient, and renewable energy improvements—with no money down and no credit score required.
Here’s why thousands of Florida homeowners are choosing PACE to improve their homes:
💰 $0 Money Down
🏡 No Credit Score Requirements
📆 Flexible Long-Term Repayment
✅ Top Benefits of the Florida PACE Program
💰 $0 Money Down
Finance 100% of your project with no upfront payments required.
PACE covers the entire cost of approved home improvements, from solar panels and new roofing to impact windows and energy-efficient HVAC.
🏡 No Credit Score Requirements
Unlike traditional loans, PACE approval is based on your home equity and payment history, not your credit score. That means more homeowners qualify, even those turned down elsewhere.
📆 Flexible Long-Term Repayment
Choose repayment terms of up to 30 years, with affordable annual payments added to your property taxes. This helps spread the cost over time, while keeping monthly expenses manageable.
🌀 Storm & Hurricane Resilience Upgrades
Protect your home and qualify for insurance discounts. PACE financing is available for impact windows & doors, roof reinforcement, flood prevention, and more, all crucial for Florida homeowners.
⚡ Energy Efficiency That Pays Off
Lower your utility bills with upgrades like solar panels, smart thermostats, insulation, energy-efficient HVAC, lighting, and more. PACE helps you go green without the upfront cost.
📈 Increase Home Value & Comfort
PACE upgrades not only protect and improve your property, they can increase your home’s value, improve indoor comfort, and attract buyers if you ever sell.
🔒 Fixed Rates – No Surprises
Your interest rate and terms are locked in at the beginning. No hidden fees, and no prepayment penalties if you choose to pay off early.
📑 No Income Verification Required
No need to submit pay stubs, bank statements, or tax returns, PACE makes the application simple and fast.
🔄 Stays With the Property
Because PACE is attached to the property not the person, it may transfer to the next owner if you sell your home (subject to lender approval). You benefit now, without worrying about the future.
🛠️ Contractor Direct Payment
Funds are paid directly to approved contractors only after you sign off that the work is completed to your satisfaction.
📍 Available in Many Florida Counties
PACE is approved in dozens of municipalities across Florida. We’ll help you check availability and guide you through the simple process.
🚀 Ready to Upgrade Without the Upfront Cost?
We help Florida homeowners take advantage of the PACE program to protect their homes, cut energy costs, and boost comfort, all with no credit check and zero money down.
🎯 Ideal Projects for Florida PACE Financing
Impact-resistant windows & doors
Roofing (shingles, tiles, metal, etc.)
Solar energy systems
HVAC replacements & upgrades
Insulation, ductwork, and ventilation
Water heaters & plumbing efficiency
Pool pumps, smart home devices
Electric vehicle charging stations
Flood protection & septic-to-sewer conversions
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